Understanding Workers' Comp Disability Benefits

After a certain period of time, work injuries are usually classified by how long they are expected to affect you. Unfortunately, it is not usually your own doctor who will be making this determination. Many injured workers are told to return to work before their injuries are fully healed. Others are permanently injured and are totally disabled and can no longer work. It is important you know your rights and have us fight for your benefits. From our office in Toms River, we serve clients throughout New Jersey.

Are You Being Told That You Are Fine And Should Return To Work?

Our laws clearly provide a system to get you treatment to get you back to work as soon as possible. The workers' compensation system was designed to do this, but many times you are denied coverage. It was intended to benefit workers by not having to determine who was at fault when an accident occurred and provide you a rapid way to get treatment and compensation. The injured worker should be sent for treatment and paid for the injury regardless of whether the worker caused the accident or it was caused by someone else.

Unfortunately, the system favors employers and the insurance companies. Injured workers routinely have to hire attorneys to get benefits started, pay their bills and get them ongoing compensation until medically cleared to go back to work.

  • Temporary disability means that after the waiting period (generally seven days after an accident) is over, the doctor has determined that your injury prevents you from being able to return to your job temporarily, and you will be paid money and be medically treated while you are out of work.
  • Permanent disability means that after treating the injuries, the doctor has determined that you have reached "MMI" (Maximum Medical Improvement), no further treatment is necessary at that time, and you are discharged from the doctor's car. In that instance you will be compensated with money for your injuries, possibly for the rest of your life!

If you are injured at work, please contact us for help. We have represented many injured workers who were mistreated, and kept in the dark by the employer or the insurance company about their benefits. We understand how these insurance companies work and how they classify injuries to avoid paying what they owe to workers.

If Your Own Doctor Is Telling You That You Are Not Healed Enough To Return To Work, You Should Contact Us

There is a complicated process requiring an experienced temporary disability lawyer and permanent disability lawyer. We can assist you with either situation and have dealt with every major workers' compensation insurer and defense lawyer in the state. You can call us at 732-930-2052 or toll free at 800-257-3181 to arrange a free consultation with an attorney or contact us online.